About Us

ABOUT US

"Pacific Mortgage is a company committed to quality and service without exception".

With a long history in the finance industry we recognise the need for a simple mortgage lending service that provides a high level of personal contact not only before and during the application/settlement process but more importantly after settlement.

At Pacific Mortgage we have answered all of these needs and proudly offer a diverse range of loans to suit both owner occupiers and investors alike, competitive interest rates and most importantly a personal service that ensures quality and confidence for your financial interests.

Call us now with any of your home loan and/or investment financing questions, whether you are Full Doc (financials/ proof of income(s) provided), or Low Doc (self employed declared income)

Pacific Mortgage originates and manages mortgage loans and has arrangements with major Australian financial institutions who provide funding on a wholesale basis and who lend these funds on individual mortgage transactions. Funds are often sourced from major banks but lent in a non-bank capacity.

To enable us to obtain access to these funds the lender requires that we have experience and competent management in all facets of origination and mortgage lending.

Pacific Mortgage provides a wide range of products which include Principal and Interest, Interest Only and Equity loans for residential & commercial owner occupiers and investors Australia-wide.

We also work closely with some of Australia's oldest and largest "wholesale funds management" and "trustee companies", who supervise and physically hold the mortgage documentation in safe custody. It is referred to on all loan documents as the "lender" and "mortgagee" and will actually provide the funds for the settlement of your loan.

Most of the other matters involving any mortgage accounts will be handled by us including any ongoing daily enquiries, assistance and advice that you may need on an ongoing basis for the duration of your loan account with us.

By the way of added credentials, Pacific Mortgage Corporation Pty Ltd is a full member of the Mortgage & Finance Association of Australia (#380) and strongly supports and endorses its Code of Ethics.

Pacific Mortgage also holds its own Credit Licence with ASIC No. 386835

and is a Member of the Credit Ombudsman Service Limited (COSL) No. 404019