* The Comparison Rate is calculated on a loan amount of $300,000 over a term of 30 years based on monthly payments for secured loans only.

*The Comparison Rate applies only to the example or examples given. Different amounts & terms will result in different Comparision Rates. Costs such as redraw fees or early repayment fees, and costs savings such as fee waivers, are not included in the Comparision Rates, but may influence the cost of the loan.

*Full Comparison Rate Schedule is available at Pacific Mortgage Corporation Pty Ltd

line of credit loans

Is a variation of our "premium" but with additional free redraws and allows for the monthly payment to be paid from any available loan surplus amount available at the time. ie no monthly payments would be required if the borrowers payments are "in advance" of the minimum required.

Covers home loans, investment loans, consolidation and refinance loans and is a long term (30 yrs approx) loan.

It allows for extra payments (with your normal payments or "one off") and has free redraws.

The set up cost is normally just $220 plus mortgage insurance if applicable (over 80% of valuation) plus any government charges.

Can also be Lo Doc & No Doc with the only difference being the interest rate (see No Doc/ Lo Doc. pages)

Long term loan.
No ongoing fees.
Available for home or investment.
Same low standard variable rate available for both 'home' loans and 'investment' loans.
Can be Interest Only for up to 10 years then to Principle & Interest, or Principle & Interest from the outset.
If interest Only, additional payments are still allowed.
Additional payments can be made via Direct Salary Credit and other income credits (BPay etc).
Internet access to print out loan statements, make extra payments (one off or regularly with normal payment) and unlimited free redraws if you have paid off extra.
Telephone banking also available.
Cheque book available.
Low variable rate with option to fix at amy time at no cost.
Personal contact with Customer Liaison staff on toll free number (within Australia and from New Zealand).
Transferable to another security.
Available to both corporate and individual borrowers.
Mortgage is held by one of Australia's oldest ad largest trustee companies.

Please call us now on the FREE CALL number above to discuss this loan, or use our Contact Page to submit your questions. For a comprehensive informed response please fill out and submit our Loan Enquiry Form.